Allstate Insurance Teen Driver Programs
January 20, 2011
Allstate is considered to be one of the largest insurers in the country. While they provide several types of insurance, their auto insurance has a few teen driver discounts and safe driving programs worth noting.
Allstate follows the belief that good driving behavior in teens is worth rewarding. They have several campaigns that help spread the message of safe driving operation, most of which are targeted at teens and their parents. Here are some of the discounts that are applicable for teens:
Good Student discount – Applicable for teens who are younger than 25 and are full-time students. Good grades may qualify them for a discount on their auto insurance.
Defensive Driver discount – Teens who show initiative by taking a state-approved defensive driving course will be able to receive a special discount on their auto insurance rate. To note, this does not apply to court-appointed classes.
Drive Wise campaign – The newest campaign that Allstate is promoting, the Drive Wise campaign, is an opt-in discount program targeted for drivers who know that they are already practicing safe driving habits. This is a great opportunity to save money, especially for teen drivers who are taught from the get-go that driving safe is the only way to drive. Over time, drivers may get UP TO 30% discount on their auto insurance premium. How Drive Wise works is a driver will agree to have the Drive Wise device installed in their vehicle. The device is different from a GPS device, in that it gauges driver performance based on mileage, driving time of the day, hard or extreme braking and maximum speed, instead of location. Once satisfactory performance conditions are met, the discounts are applied. The discount awarded will initially be 10% upon signing up for the campaign.
Allstate has found a way to reward their customers with incentives that translate to saving customers money. Allstate features several attractive discounts when it comes to auto insurance and promoting safe driver behavior. Developing and maintaining safe driving habits will always be a driver’s best form of insurance.
Learn more about vehicle safety features that may lower your teens auto insurance.